PNB Pradhan Mantri Suraksha Bima Yojana (PMSBY) 2026 Rules & Form
Sarkari Yojana 2026
PNB Pradhan Mantri Suraksha Bima Yojana (PMSBY) 2026 Rules & Form
Post Date: 08 August 2026|Last Updated: 29 August 2026|By Sarkari Alarm Editorial Team|Sarkari Yojana
| Name Of Post : | PNB Pradhan Mantri Suraksha Bima Yojana (PMSBY) 2026 Rules & Form |
|---|---|
| Organization : | Punjab National Bank (PNB) |
| Post Date / Update : | 08 August 2026| Update: 29 August 2026 |
| Post Type : | Sarkari Yojana 2026 |
| Total Post : | N/A |
| Notification Status : | Sarkari Yojana |
| Official Website : | www.pnbindia.in |
| Short Information : | Punjab National Bank offers the Pradhan Mantri Suraksha Bima Yojana (PMSBY) 2026 scheme providing accidental insurance cover. Check eligibility, benefits, premium details, and the registration process. Read the official notification carefully before applying. |
Last Date
31st May of every year
🔴 Quick Summary — 2 Minute Read
| Last Date to Apply | 31st May of every year |
|---|---|
| Age Limit | 18 Years (Completed) – 70 Years (Age nearest birthday) |
| Application Fee | Annual Premium (All Categories) — ₹20/- per annum per member (Auto-debit from Bank/Post Office Account) |
| Qualification | Must be an individual account holder in the participating bank or post office. |
| Selection Process | Bank or Post Office Account Verification → Consent-cum-Declaration Form Submission → Auto-Debit of Premium from Account → Enrollment under Master Policy |
⏳ What You Should Do Now
| Event | Date | Status |
|---|---|---|
| Last Date to Apply | 31st May of every year | Date not confirmed |
These dates are taken from the official notice for this post (counted as on 7 October 2026). Departments do extend dates — please check the official website once before you apply.
The Punjab National Bank Pradhan Mantri Suraksha Bima Yojana (PMSBY) 2026 is an accident insurance scheme offering coverage for accidental death and disability. The scheme is administered through participating banks and post offices.
Eligible bank and post office account holders aged between 18 and 70 years can join the scheme by providing consent for auto-debit of the annual premium. Read the complete guidelines before submitting the application form.
📅 Important Dates
| Annual Premium Auto-Debit Due Date | On or before 1st June of each year |
| Consent Submission Last Date | 31st May of every year |
| Coverage Period | 1st June to 31st May |
💳 Application Fee
| Annual Premium (All Categories) | ₹20/- per annum per member (Auto-debit from Bank/Post Office Account) |
| General / OBC / EWS | N/A |
| SC / ST | N/A |
| PH / PWD | N/A |
| Payment Mode | Update Soon |
🎂 Age Limit
| Minimum Age | 18 Years (Completed) |
| Maximum Age | 70 Years (Age nearest birthday) |
| Age Relaxation | Niyam ke hisaab se (notification dekho) |
📋 Vacancy Details
| Post Name | Total Posts | Eligibility |
|---|---|---|
| PMSBY Scheme Enrollment | Not Applicable | Bank or Post Office account holders aged 18 to 70 years |
🎓 Eligibility Criteria
Educational Qualification
- Must be an individual account holder in the participating bank or post office.
Other Conditions
- Must hold an individual bank or post office account in a participating bank or post office.
- Must provide consent to join and enable the auto-debit facility for the annual premium.
- Eligible to join through only one bank or post office account in case of multiple accounts.
- Aadhaar is the primary KYC for the account.
✅ Selection Process
- Bank or Post Office Account Verification
- Consent-cum-Declaration Form Submission
- Auto-Debit of Premium from Account
- Enrollment under Master Policy
📊 Benefits Table
| Benefit Type | Amount/Subsidy | Who Gets | Documents |
|---|---|---|---|
| Death | Rs. 2 Lakh | Nominee of the insured account holder | KYC Document and Claim Form |
| Total and irrecoverable loss of both eyes or loss of use of both hands or feet or loss of sight of one eye and loss of use of hand or foot | Rs. 2 Lakh | Insured account holder | KYC Document and Claim Form |
| Total and irrecoverable loss of sight of one eye or loss of use of one hand or foot | Rs. 1 Lakh | Insured account holder | KYC Document and Claim Form |
📊 Eligibility Criteria
| Category | Income Limit | Age | State/District |
|---|---|---|---|
| Individual Bank / Post Office Account Holder | Not Specified | 18 to 70 Years | All India |
📊 How To Check Beneficiary Status
| Step | Action |
|---|---|
| 1 | Check your bank account passbook statement for the annual premium auto-debit entry of Rs. 20. |
| 2 | Verify the Acknowledgement Slip cum Certificate of Insurance issued by the bank or post office. |
| 3 | Contact your home bank branch or post office customer desk to confirm active enrollment status. |
📄 Documents Required
- Aadhaar Card / Voter ID / MGNREGA Card / Driving License / PAN Card / Passport
- Bank or Post Office Passbook with Account Number and IFSC Code
- Filled Consent-cum-Declaration Form
📝 How To Apply / Register for This Scheme
- Download the Pradhan Mantri Suraksha Bima Yojana (PMSBY) application and consent form from the official Punjab National Bank website or obtain it from your bank branch.
- Fill in all required details such as account holder name, date of birth, address, and nominee details accurately.
- Attach a self-attested copy of your KYC document such as Aadhaar card, Voter ID, PAN card, Driving License, Passport, or MGNREGA card.
- Ensure your bank or post office account has a sufficient balance for the annual premium deduction.
- Submit the filled consent-cum-declaration form to your home bank branch or post office.
- Authorize the bank for auto-debit of the premium amount from your account before 1st June of the coverage year.
- Collect the acknowledgement slip cum certificate of insurance from the bank official after successful registration.
🔗 Important Links
| Check Scheme Details | Click Here |
| Official Website | www.pnbindia.in |
| Join WhatsApp Channel | Click Here |
| Join Telegram Channel | Click Here |
❓ PNB Pradhan Mantri Suraksha Bima Yojana (PMSBY) 2026 Rules & — Important Questions
1. What is the annual premium for PNB PMSBY?
The annual premium for the Pradhan Mantri Suraksha Bima Yojana is Rs. 20 per member.
2. What is the sum insured for accidental death under PMSBY?
The sum insured for accidental death is Rs. 2 Lakh.
3. What is the age limit to join PMSBY?
Individuals aged between 18 completed years and 70 years are eligible to join the scheme.
4. How is the premium paid?
The premium is paid through an auto-debit facility from the account holder's bank or post office account in one installment.
5. What is the coverage period for the scheme?
The cover is for a one-year period stretching from 1st June to 31st May, renewable every year.
6. What documents are required for KYC?
Accepted KYC documents include Aadhaar card, Voter ID, MGNREGA card, Driving License, PAN card, or Passport.
7. What is the compensation for total and irrecoverable loss of both eyes or hands?
The compensation amount is Rs. 2 Lakh.
8. What is the compensation for partial disability like loss of one eye or one hand?
The compensation amount is Rs. 1 Lakh.
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Ek hi jagah par — is bharti ka notification, admit card, answer key aur result, sab.
Note: Before you apply or check a result, please verify it on the official notification / website. Sarkari Alarm only provides information — all the official links are given above.