Punjab National Bank

PNB PMJJBY Scheme 2026 Life Insurance Cover Rules and Apply Online

Sarkari Yojana 2026

Sarkari AlarmUpdates First

PNB PMJJBY Scheme 2026 Life Insurance Cover Rules and Apply Online

Post Date: 08 August 2026|Last Updated: 29 August 2026|By Sarkari Alarm Editorial Team|Sarkari Yojana

Name Of Post :	PNB PMJJBY Scheme 2026 Life Insurance Cover Rules and Apply Online
Organization :	Punjab National Bank (PNB)
Post Date / Update :	08 August 2026\| Update: 29 August 2026
Post Type :	Sarkari Yojana 2026
Total Post :	N/A
Notification Status :	Sarkari Yojana
Official Website :	www.pnbindia.in
Short Information :	Punjab National Bank offers the Pradhan Mantri Jeevan Jyoti Bima Yojana 2026 life insurance scheme providing life cover for death due to any reason. Eligible account holders can register through their bank branch. Read the full notification for complete details.

🔴 Quick Summary — 2 Minute Read

Age Limit	18 Years (Completed) – 50 Years
Application Fee	Enrolment in June, July and August — Rs. 436/-
Qualification	Individual account holders aged between 18 years (completed) and 50 years.
Selection Process	Verification of bank account and age eligibility → Submission of signed Consent-Cum-Declaration Form with KYC → Successful auto-debit of premium from the account

Punjab National Bank provides the Pradhan Mantri Jeevan Jyoti Bima Yojana 2026 life insurance scheme to secure account holders against death due to any reason. The one-year renewable cover offers financial assistance to nominees upon the member's death.

Individual account holders aged between 18 and 50 years with a participating bank or post office account are eligible to join the scheme through auto-debit facility.

📅 Important Dates

Annual Insurance Cover Period	1st June to 31st May (Every Year)
Annual Renewal Auto-Debit Period	Between 25th May and 1st June
Bank Premium Remittance to Insurer	On or before 30th June every year
Lien Period	30 Days from date of enrolment

💳 Application Fee

Enrolment in June, July and August	Rs. 436/-
Enrolment in September, October, and November	Rs. 342/-
Enrolment in December, January and February	Rs. 228/-
Enrolment in March, April and May	Rs. 114/-
Payment Mode	Auto-debit from designated bank or post office account
General / OBC / EWS	N/A
SC / ST	N/A
PH / PWD	N/A

🎂 Age Limit

Minimum Age	18 Years (Completed)
Maximum Age	50 Years
Termination Age	55 Years
Age Relaxation	Niyam ke hisaab se (notification dekho)

🎓 Eligibility Criteria

Educational Qualification

Individual account holders aged between 18 years (completed) and 50 years.

Other Conditions

Must hold an individual account in participating banks or post office.
Must give consent to join and enable auto-debit facility.
Eligible to join through only one bank or post office account in case of multiple accounts.

✅ Selection Process

Verification of bank account and age eligibility
Submission of signed Consent-Cum-Declaration Form with KYC
Successful auto-debit of premium from the account

📊 Benefits Table

Benefit Type	Amount/Subsidy	Who Gets	Documents
Life Insurance Cover	Rs. 2 Lakh	Nominee of the member upon death due to any reason	Consent-Cum-Declaration Form, KYC Documents

📊 Eligibility Criteria

Category	Income Limit	Age	State/District
Bank / Post Office Account Holders	Not Specified	18 to 50 Years	All India

📊 How To Check Beneficiary Status

Step	Detail
1	Check bank account statement for auto-debit of premium amount.
2	Contact the bank branch or post office where the account is held.
3	Verify the Acknowledgement Slip cum Certificate of Insurance issued by the bank.

📄 Documents Required

Consent-Cum-Declaration Form
Aadhaar Card
PAN Card
Voter ID (EPIC)
MGNREGA Card
Driving License
Passport

📝 How To Apply / Register for This Scheme

Download the PMJJBY Consent-Cum-Declaration Form from the official website or obtain it from your bank branch.
Fill in all required details including personal information, bank account number, and nominee details.
Attach a copy of your KYC document such as Aadhaar card, PAN card, voter ID, driving license, or passport.
Ensure your bank account has sufficient balance for the applicable annual or pro-rata premium auto-debit.
Submit the filled and signed form to your bank branch or post office.
Keep the acknowledgement slip and certificate of insurance provided by the bank for future reference.

🔗 Important Links

Check Scheme Details	Click Here
Official Website	www.pnbindia.in
Join WhatsApp Channel	Click Here
Join Telegram Channel	Click Here

Share this update with your friends 👇

WhatsApp Telegram

❓ PNB PMJJBY Scheme 2026 Life Insurance Cover Rules and Apply — Important Questions

1. What is the benefit amount under PMJJBY 2026?

Rs. 2 lakh is payable on the member's death due to any reason.

2. What is the annual premium for the scheme?

The full annual premium is Rs. 436 per annum per member.

3. What is the age limit to join PMJJBY?

Individuals aged between 18 years completed and 50 years are eligible to join.

4. What is the maximum age of coverage?

The insurance assurance terminates on attaining 55 years of age.

5. Which KYC document is primary for the account?

Aadhaar is the primary KYC for the bank or post office account.

6. Is there a lien period after enrolment?

Yes, a lien period of 30 days is applicable from the date of enrolment for deaths other than due to accident.

7. Can I join through multiple bank accounts?

No, an individual is eligible to join the scheme through one bank or post office account only.

📌 Related Updates

🧭 Isi se jude poore page

Ek hi jagah par — is bharti ka notification, admit card, answer key aur result, sab.

🗂️ Saare Sarkari Yojana 💰 In-hand salary nikalo 🎂 Age eligible ho ya nahi

Note: Before you apply or check a result, please verify it on the official notification / website. Sarkari Alarm only provides information — all the official links are given above.