Bank of Baroda PM Surya Ghar Yojana Composite 2026 Apply Online Form
Sarkari Yojana 2026
Bank of Baroda PM Surya Ghar Yojana Composite 2026 Apply Online Form
Post Date: 08 August 2026|Last Updated: 28 August 2026|By Sarkari Alarm Editorial Team|Sarkari Yojana
| Name Of Post : | Bank of Baroda PM Surya Ghar Yojana Composite 2026 Apply Online Form |
|---|---|
| Organization : | Bank of Baroda (BOB) |
| Post Date / Update : | 08 August 2026| Update: 28 August 2026 |
| Post Type : | Sarkari Yojana 2026 |
| Total Post : | N/A |
| Notification Status : | Sarkari Yojana |
| Official Website : | bankofbaroda.in |
| Short Information : | Bank of Baroda has introduced the PM Surya Ghar Yojana Composite 2026 scheme to provide financing for grid-connected rooftop solar systems along with a fresh home loan. Read the official notification carefully to understand the complete application details and benefits. |
🔴 Quick Summary — 2 Minute Read
| Age Limit | 21 years – Up to 75 years |
|---|---|
| Application Fee | Processing Fee — Nil |
| Qualification | Resident Individuals with residential property |
| Selection Process | Application submission → Document verification → Loan approval and disbursement |
The Bank of Baroda PM Surya Ghar Yojana Composite 2026 scheme helps individuals finance the installation of grid-connected rooftop solar systems while taking a fresh home loan. It offers attractive interest rates, flexible terms, and financing up to 90 percent of the project cost.
Resident individuals including salaried persons, business owners, professionals, and agriculturists are eligible to apply for this scheme. Applicants should review the official guidelines and check the specific eligibility criteria before submitting their application.
💳 Application Fee
| Processing Fee | Nil |
| General / OBC / EWS | N/A |
| SC / ST | N/A |
| PH / PWD | N/A |
| Payment Mode | Update Soon |
🎂 Age Limit
| Minimum Age | 21 years |
| Maximum Age | Up to 75 years |
| Age Relaxation | Niyam ke hisaab se (notification dekho) |
📋 Vacancy Details
| Post Name | Total Posts | Eligibility |
|---|---|---|
| PM-Surya Ghar Yojana-Composite Loan | Up to Rs. 6,00,000 | Resident Individuals with residential property |
✅ Selection Process
- Application submission
- Document verification
- Loan approval and disbursement
📊 Benefits Table
| Benefit Type | Amount/Subsidy | Who Gets | Documents |
|---|---|---|---|
| Project Financing | Up to 90% | Eligible borrowers taking a home loan | KYC and property documents |
| Government Subsidy | Up to Rs.78,000 | As per Ministry of Renewal and New Energy guidelines | Standard scheme documents |
| Interest Rate | Starting from 5.75% p.a. | Borrowers with loan limit up to Rs. 2.00 Lacs | None required up to Rs. 2.00 Lacs |
📊 Eligibility Criteria
| Category | Income Limit | Age | State/District |
|---|---|---|---|
| Salaried / Non-Salaried | No income documents for loans up to Rs. 2.00 Lacs | 21 to 75 Years | Applicable for resident individuals |
| Agriculturists | Latest income certificate from local competent authority | 21 to 75 Years | Applicable for resident individuals |
📊 Interest Rate Details
| Loan Limit | Interest Rate |
|---|---|
| Loan limit upto Rs. 2.00 Lacs | 5.75% p.a. at present |
| Loan limit above Rs. 2.00 Lacs & upto Rs. 6.00 Lacs | As per Baroda Home Loan Scheme (Presently starting form 7.90% p.a. linked to CIBIL score.) |
📄 Documents Required
- KYC documents of applicants/co-applicant
- Salary slip for last 3 months and form no 16 /ITR
- ITR for last two years
- Latest income certificate from the local competent revenue authority
- Bank account statement for last 6 months
- Latest Electricity Bill
📝 How To Apply / Register for This Scheme
- Visit the official Bank of Baroda website or go to the nearest Bank of Baroda branch.
- Navigate to the loan schemes section and select PM-Surya Ghar Yojana Composite.
- Ensure you obtain a quotation for the solar system from a DISCOM empanelled vendor.
- Fill out the application form with your personal and property details.
- Attach the required KYC, income, and property documents along with your application.
- Submit the completed form and documents to the bank for verification and loan processing.
🔗 Important Links
| Check Scheme Details | Click Here |
| Official Website | bankofbaroda.in |
| Join WhatsApp Channel | Click Here |
| Join Telegram Channel | Click Here |
❓ Bank of Baroda PM Surya Ghar Yojana Composite 2026 Apply Onl — Important Questions
1. What is the maximum loan limit for the PM Surya Ghar Yojana Composite?
The maximum loan limit under this scheme is Rs. 6,00,000, while the minimum limit is Rs. 50,000.
2. What is the minimum age requirement to apply for the scheme?
The minimum age required to apply is 21 years.
3. Is any processing fee charged for this loan?
No processing fee is charged under this scheme, regardless of the loan amount, though stamp duty may apply as per state government guidelines.
4. What is the maximum repayment tenure allowed?
The maximum repayment tenure is up to 120 months.
5. Are income documents required for loan amounts up to Rs. 2.00 lacs?
No income documents are required for loan amounts up to Rs. 2.00 lacs.
6. Who is eligible to apply for this scheme?
Resident individuals, either singly or jointly, who are salaried, have income from business, profession, or agriculture, and intend to avail a home loan from Bank of Baroda are eligible.
7. What is the interest rate for loans up to Rs. 2.00 lacs?
The interest rate is currently 5.75 percent per annum for loan limits up to Rs. 2.00 lacs.
8. Can commercial or industrial consumers apply for this loan?
No, the scheme is strictly limited to household rooftop projects only, and industrial, commercial, or government organizations are not eligible.
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