Ex-Servicemen Contributory Health Scheme ECHS
Sarkari Yojana 2026
Ex-Servicemen Contributory Health Scheme ECHS 2026
Post Date: 21 October 2026|Last Updated: 21 October 2026|By Sarkari Alarm Editorial Team|Sarkari Yojana
| Name Of Post : | Ex-Servicemen Contributory Health Scheme ECHS 2026 |
|---|---|
| Organization : | Ministry of Defence (MoD) - Department of Ex-Servicemen Welfare |
| Post Date / Update : | 21 October 2026 |
| Post Type : | Sarkari Yojana 2026 |
| Advt No. : | B/49711/AG/ECHS/Policy |
| Total Post : | N/A |
| Notification Status : | Sarkari Yojana |
| Official Website : | desw.gov.in |
| Short Information : | The Ministry of Defence oversees the Ex-Servicemen Contributory Health Scheme (ECHS) to deliver comprehensive cashless healthcare to defence veterans and their dependents across India. Beneficiaries must complete Aadhaar authentication via the Beneficiary Satyapan App and maintain an active ECHS Smart Card. Candidates should consult the official portal for complete scheme guidelines and circulars. |
⏳ What You Should Do Now
| Event | Date | Status |
|---|---|---|
| Notification Released | 11 October 2026 | Released |
| Notification Released | 15 October 2026 | Released |
| DV / PST / Physical | 09 October 2026 | Done |
These dates are taken from the official notice for this post (counted as on 21 October 2026). Departments do extend dates — please check the official website once before you apply.
The Ex-Servicemen Contributory Health Scheme (ECHS) under the Ministry of Defence provides comprehensive and cashless medical care to Armed Forces veterans and their eligible dependents. Beneficiaries receive quality outpatient, inpatient, and emergency treatment across a nationwide network of military hospitals, polyclinics, and over 3,000 empanelled private hospitals.
Eligible ex-servicemen and dependents access healthcare services using the official 64-KB ECHS Smart Card. Beneficiaries must complete Aadhaar-based authentication on the Beneficiary Satyapan App to access cashless facilities and submit emergency reimbursement claims.
📅 Important Dates
| Cancer & Diagnostic Protocol Order Date | 07 October 2026 |
| Medical Equipment Upgrade Approval Date | 09 October 2026 |
| Emergency Treatment SOP Release Date | 11 October 2026 |
| Beneficiary Satyapan App Advisory Date | 14 October 2026 |
| Hospital Empanellment Notification Date | 15 October 2026 |
| Smart Card Policy Revision Circular Date | 16 October 2026 |
| Special Grievance Redressal Fortnight Start Date | 16 October 2026 |
💳 Application Fee
| Fresh Smart Card | ₹172.50 |
| Replacement Card (In Lieu of Old Card) | ₹129.38 |
| Duplicate Card (Due to Loss) | ₹51.75 |
| Payment Mode | Online via official payment gateway |
| General / OBC / EWS | N/A |
| SC / ST | N/A |
| PH / PWD | N/A |
🎓 Eligibility Criteria
Educational Qualification
- Must be an Armed Forces Pensioner / Ex-Serviceman from Army, Navy, or Air Force
- Veer Naris and eligible dependent family members as per defence service regulations
📊 ECHS Healthcare Scheme Benefits
| Benefit Type | Amount/Subsidy | Who Gets | Documents |
|---|---|---|---|
| Cashless Medical Treatment | 100% Cashless at Polyclinics, Service Hospitals & Empanelled Network | Armed Forces Veterans and Eligible Dependents | ECHS Smart Card |
| E-SeHAT Tele-consultation | Free online OPD tele-consultations | Veterans and dependents across India | Beneficiary Satyapan App Verification |
| Emergency Treatment Reimbursement | As per approved treatment SOP and medical bills | ESM Senior Citizens and Veer Naris | Discharge slips, medical bills & Aadhaar |
| Specialty & Cancer Protocols | Cashless super-specialty care via BPA UTIITSL platform | Registered ECHS Beneficiaries | Polyclinic Referral & ECHS Smart Card |
📊 ECHS Eligibility Criteria
| Category | Income Limit | Age | State/District |
|---|---|---|---|
| Ex-Servicemen (ESM) | Pensioner status as per MoD rules | As per service retirement rules | All India / Nationwide |
| Veer Naris & Family Pensioners | As per defence pension norms | No age bar | All India / Nationwide |
| Dependent Children & Parents | As per MoD dependent income limit | As per ECHS dependency guidelines | All India / Nationwide |
📊 How to Check ECHS Beneficiary and Claim Status
| Channel / Portal | Purpose | How to Check |
|---|---|---|
| BPA UTIITSL Portal | Medical Reimbursement Claim Tracking | Enter claim registration ID on UTIITSL BPA platform |
| ECHS Official Portal (echs.gov.in) | Smart Card Application & Delivery Status | Log in to the Smart Card module with service credentials |
| Beneficiary Satyapan App | Aadhaar Authentication Status | Open the mobile app and complete biometric or OTP check |
| ECHS Toll-Free & WhatsApp Support | Grievance Redressal & Hospital Assistance | Call 1800 114 115 or send message to official WhatsApp desk |
📊 Revised ECHS Smart Card Printing Rates
| Card Application Type | Processing Rate |
|---|---|
| Fresh Smart Card | ₹172.50 |
| In Lieu of Old Cards | ₹129.38 |
| Card Due to Loss | ₹51.75 |
📄 Documents Required
- Pension Payment Order (PPO)
- Discharge Book / Service Discharge Certificate
- Aadhaar Card of ESM and Dependent Beneficiaries
- Passport Size Photographs of Applicant and Family Members
- Old ECHS Card (if applying for replacement or upgrading)
- Registered Mobile Number for Aadhaar OTP Verification
📝 How To Apply for ECHS Smart Card and Avail Scheme Benefits
- Visit the official ECHS website at echs.gov.in.
- Click on the Smart Card online application link on the home page.
- Register using your defence service number, category, and active mobile number.
- Fill in the applicant details, service history, and eligible dependent family information.
- Upload the required documents including PPO, discharge records, and applicant photographs.
- Pay the revised smart card printing fee online based on the card service type.
- Download the Beneficiary Satyapan App and complete Aadhaar-based authentication.
- Submit the final application and monitor your smart card delivery and claim status online.
🔗 Important Links
| Check Scheme Details | Click Here |
| Official Website | desw.gov.in |
| Join WhatsApp Channel | Click Here |
| Join Telegram Channel | Click Here |
❓ Ex-Servicemen Contributory Health Scheme ECHS 2026 — Important Questions
1. What is the Ex-Servicemen Contributory Health Scheme?
It is a healthcare initiative by the Ministry of Defence offering comprehensive cashless medical treatment to Armed Forces veterans and their eligible dependents.
2. Who is eligible to register under ECHS?
Armed Forces pensioners, military ex-servicemen, Veer Naris, and their legally recognized dependent family members.
3. What are the revised printing rates for an ECHS Smart Card?
The official fee is ₹172.50 for a fresh card, ₹129.38 in lieu of old cards, and ₹51.75 for reprint due to loss.
4. What is the Beneficiary Satyapan App used for?
The mobile app is used by ECHS beneficiaries for mandatory Aadhaar-based identity authentication and claim sanctions.
5. How can beneficiaries track medical reimbursement claims?
Veterans can track live claim status online through the BPA UTIITSL portal.
6. What is the purpose of the E-SeHAT portal?
The E-SeHAT OPD portal enables seamless online tele-consultations for veterans and their families, especially in remote regions.
7. What is the official ECHS toll-free helpline number?
Beneficiaries can contact the 24x7 veteran support helpline at 1800 114 115.
8. Where can beneficiaries receive cashless medical treatment?
Cashless treatment is available at ECHS Polyclinics, Armed Forces Service Hospitals, and over 3,000 empanelled private hospitals and diagnostic centres.
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